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Workers are 15 times more likely to save for retirement if they have access to a payroll deduction savings plan at work. Yet nearly half of American private-sector employees—roughly 55
million—work for an employer that does not offer a retirement plan. Black, Asian, and Hispanic workers are overrepresented among employees that work for an employer that does not offer a
retirement plan. MAIN FINDINGS: * Hispanic, Black, and Asian workers are less likely than White workers to have an employer-sponsored retirement plan. * Hispanic, Black, and Asian workers
make up about 43 percent of those who lack access to an employer-sponsored retirement plan. * Hispanic, Black, and Asian workers strongly support state-facilitated retirement savings plans.
