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The state pension can be paid to anyone who reaches state pension age and has hit a minimum amount of national insurance contributions. To receive any income from the new state pension a
person needs at least 10 years of contributions, while 35 are needed for the full amount. State pension is not paid automatically, it must be manually claimed. People are not obligated to
claim state pension if they do not need to but there are a few options available if they do. A person can claim state pension if they are within four months of reaching state pension age and
they can do so by going online. Claiming online will likely be the quickest option and the government advice that the following information will be needed: State pension is paid once every
four weeks into an account chosen by the claimant. It is paid in arrears and the first payment could take five weeks to arrive. The actual day of the week that the payment will arrive on is
dependent on the person’s national insurance number. The last two digits of the national insurance number will determine when the payment arrives, as explained below: * 00 to 19 - Monday *
20 to 39 – Tuesday * 40 to 59 – Wednesday * 60 to 79 – Thursday * 80 to 99 – Friday
