Barbara O’Neill is a certified financial planner and the owner of Money Talk, a financial-planning seminars and publications business. She is also a d...


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Barbara O’Neill is a certified financial planner and the owner of Money Talk, a financial-planning seminars and publications business. She is also a distinguished professor emeritus at


Rutgers University and has written more than 190 articles for academic publications and received more than $1.2 million in grants and contracts to support financial education programs and


research. She uses her expertise to review personal finance stories on MarketWatch Guides for accuracy.