Overseas earnings thresholds for plan 2 student loans, 2025-26

* Guidance OVERSEAS EARNINGS THRESHOLDS FOR PLAN 2 STUDENT LOANS, 2025-26 Updated 2 May 2025 APPLIES TO ENGLAND AND WALES * Publication for Northern Ireland * Publication for Scotland ©

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https://www.gov.uk/government/publications/overseas-earnings-thresholds-for-plan-2-student-loans/overseas-earnings-thresholds-for-plan-2-student-loans-2024-25 These thresholds apply to Plan

2 student loans from April 2025 until March 2026. The fixed monthly repayment amount is how much you’ll be charged if you don’t give us the information we need. We use the lower earnings

threshold to work out how much you’ll repay. We normally use the lower earnings threshold and the upper earnings threshold to work out how much interest to apply to your balance (RPI plus up

to 3%).  COUNTRY/TERRITORY                         CURRENCY                           EXCHANGE RATE LOWER EARNINGS THRESHOLD (GBP) UPPER EARNINGS THRESHOLD (GBP) FIXED MONTHLY REPAYMENT

(GBP) Afghanistan Afghanis 0.010752 £5,695.00 £10,250.00 £77.20   Aland Islands Euro 0.848248 £28,470.00 £51,245.00 £386.00   Albania Leke 0.0084 £11,390.00 £20,500.00 £154.40   Algeria

Algerian Dinar 0.005828 £11,390.00 £20,500.00 £154.40   American Samoa U.S. Dollar 0.782044 £34,165.00 £61,495.00 £463.20   Andorra Euro 0.848248 £22,780.00 £41,000.00 £308.80   Angola

Kwanza 0.000893 £11,390.00 £20,500.00 £154.40   Anguilla East Caribbean Dollar 0.289452 £28,470.00 £51,245.00 £386.00   Antarctica U.S. Dollar 0.782044 £28,470.00 £51,245.00 £386.00  

Antigua and Barbuda East Caribbean Dollar 0.289452 £22,780.00 £41,000.00 £308.80   Argentina Argentine Peso 0.000869 £17,085.00 £30,750.00 £231.60   Armenia Dram 0.001993 £11,390.00

£20,500.00 £154.40   Aruba Aruban Guilder 0.43691 £28,470.00 £51,245.00 £386.00   Australia Australian Dollar 0.518403 £34,165.00 £61,495.00 £463.20   Austria Euro 0.848248 £28,470.00

£51,245.00 £386.00   Azerbaijan Azerbaijanian Manat 0.459939 £11,390.00 £20,500.00 £154.40   Bahamas Bahamian Dollar 0.782044 £34,165.00 £61,495.00 £463.20   Bahrain Bahrain Dinar 2.079867

£17,085.00 £30,750.00 £231.60   Bangladesh Taka 0.006806 £11,390.00 £20,500.00 £154.40   Barbados Barbados Dollar 0.391037 £39,860.00 £71,745.00 £540.40   Belarus Belarusian Ruble 0.23888

£11,390.00 £20,500.00 £154.40   Belgium Euro 0.848248 £28,470.00 £51,245.00 £386.00   Belize Belizean Dollar 0.387342 £17,085.00 £30,750.00 £231.60   Benin CFA Franc (BEAC) 0.001293

£11,390.00 £20,500.00 £154.40   Bermuda Bermudian Dollar 0.782044 £39,860.00 £71,745.00 £540.40   Bhutan Bhutanese Ngultrum 0.009361 £11,390.00 £20,500.00 £154.40   Bolivia Boliviano

0.113228 £11,390.00 £20,500.00 £154.40   Bonaire, Saint Eustatius and Saba U.S. Dollar 0.782044 £28,470.00 £51,245.00 £386.00   Bosnia and Herzegovina Convertible Marka 0.433727 £11,390.00

£20,500.00 £154.40   Botswana Pula 0.057813 £11,390.00 £20,500.00 £154.40   Bouvet Island Norwegian Krone 0.073267 £28,470.00 £51,245.00 £386.00   Brazil Brazilian Real 0.147826 £17,085.00

£30,750.00 £231.60   British Indian Ocean Territory U.S. Dollar 0.782044 £28,470.00 £51,245.00 £386.00   Brunei Brunei Dollar 0.58548 £11,390.00 £20,500.00 £154.40   Bulgaria Bulgarian Lev

0.433727 £11,390.00 £20,500.00 £154.40   Burkina Faso CFA Franc (BEAC) 0.001293 £11,390.00 £20,500.00 £154.40   Burundi Burundi Franc 0.000272 £5,695.00 £10,250.00 £77.20   Cambodia Riel

0.000192 £11,390.00 £20,500.00 £154.40   Cameroon CFA Franc (BEAC) 0.001293 £11,390.00 £20,500.00 £154.40   Canada Canadian Dollar 0.572705 £28,470.00 £51,245.00 £386.00   Cape Verde Cape

Verde Escudo 0.007693 £17,085.00 £30,750.00 £231.60   Cayman Islands Cayman Islands Dollar 0.951656 £39,860.00 £71,745.00 £540.40   Central African Republic CFA Franc (BEAC) 0.001293

£11,390.00 £20,500.00 £154.40   Chad CFA Franc (BEAC) 0.001293 £11,390.00 £20,500.00 £154.40   Channel Islands British Pound 1 £28,470.00 £51,245.00 £386.00   Chile Chilean Peso 0.000836

£17,085.00 £30,750.00 £231.60   China Yuan Renminbi 0.10879 £17,085.00 £30,750.00 £231.60   Christmas Island Australian Dollar 0.518403 £34,165.00 £61,495.00 £463.20   Cocos (Keeling)

Islands Australian Dollar 0.518403 £34,165.00 £61,495.00 £463.20   Colombia Colombian Peso 0.000194 £11,390.00 £20,500.00 £154.40   Comoros Comorian Franc 0.001724 £11,390.00 £20,500.00

£154.40   Congo Congolese Franc 0.000279 £11,390.00 £20,500.00 £154.40   Congo, Democratic Republic of Congolese Franc 0.000279 £11,390.00 £20,500.00 £154.40   Cook Islands New Zealand

Dollar 0.476372 £28,470.00 £51,245.00 £386.00   Costa Rica Costa Rican Colon 0.001519 £22,780.00 £41,000.00 £308.80   Cote d’Ivoire CFA Franc (BEAC) 0.001293 £11,390.00 £20,500.00 £154.40  

Croatia Euro 0.848248 £17,085.00 £30,750.00 £231.60   Cuba Cuban Peso 0.032163 £17,085.00 £30,750.00 £231.60   Curacao Antillean Guilder 0.437573 £28,470.00 £51,245.00 £386.00   Cyprus Euro

0.848248 £22,780.00 £41,000.00 £308.80   Czech Republic Czech Koruna 0.033833 £17,085.00 £30,750.00 £231.60   Denmark Danish Krone 0.113724 £28,470.00 £51,245.00 £386.00   Djibouti

Djiboutian Franc 0.004396 £17,085.00 £30,750.00 £231.60   Dominica East Caribbean Dollar 0.289452 £17,085.00 £30,750.00 £231.60   Dominican Republic Dominican Peso 0.013221 £17,085.00

£30,750.00 £231.60   Ecuador U.S. Dollar 0.782044 £11,390.00 £20,500.00 £154.40   Egypt Egyptian Pound 0.017795 £5,695.00 £10,250.00 £77.20   El Salvador U.S. Dollar 0.782044 £17,085.00

£30,750.00 £231.60   Equatorial Guinea CFA Franc (BEAC) 0.001293 £11,390.00 £20,500.00 £154.40   Eritrea Nafka 0.052138 £11,390.00 £20,500.00 £154.40   Estonia Euro 0.848248 £22,780.00

£41,000.00 £308.80   Ethiopia Ethiopian Birr 0.010126 £17,085.00 £30,750.00 £231.60   Faeroe Islands Danish Krone 0.113724 £28,470.00 £51,245.00 £386.00   Falkland Islands Falkland Pound 1

£28,470.00 £51,245.00 £386.00   Federated States of Micronesia U.S. Dollar 0.782044 £34,165.00 £61,495.00 £463.20   Fiji Fiji Dollar 0.348663 £11,390.00 £20,500.00 £154.40   Finland Euro

0.848248 £28,470.00 £51,245.00 £386.00   France Euro 0.848248 £22,780.00 £41,000.00 £308.80   French Guiana Euro 0.848248 £22,780.00 £41,000.00 £308.80   French Polynesia CFP Franc 0.007109

£28,470.00 £51,245.00 £386.00   French Southern Territories Euro 0.848248 £22,780.00 £41,000.00 £308.80   Gabon CFA Franc (BEAC) 0.001293 £11,390.00 £20,500.00 £154.40   Gambia Dalasi

0.011399 £11,390.00 £20,500.00 £154.40   Georgia Lari 0.288825 £11,390.00 £20,500.00 £154.40   Germany Euro 0.848248 £28,470.00 £51,245.00 £386.00   Ghana Ghanaian Cedi 0.054724 £11,390.00

£20,500.00 £154.40   Gibraltar British Pound 1 £28,470.00 £51,245.00 £386.00   Greece Euro 0.848248 £17,085.00 £30,750.00 £231.60   Greenland Danish Krone 0.113724 £28,470.00 £51,245.00

£386.00   Grenada East Caribbean Dollar 0.289452 £22,780.00 £41,000.00 £308.80   Guadeloupe Euro 0.848248 £22,780.00 £41,000.00 £308.80   Guam U.S. Dollar 0.782044 £34,165.00 £61,495.00

£463.20   Guatemala Quetzal 0.100714 £11,390.00 £20,500.00 £154.40   Guinea Guinean Franc 0.000091 £11,390.00 £20,500.00 £154.40   Guinea-Bissau CFA Franc (BCEAO) 0.001293 £11,390.00

£20,500.00 £154.40   Guyana Guyanese Dollar 0.003746 £11,390.00 £20,500.00 £154.40   Haiti Gourde 0.005918 £17,085.00 £30,750.00 £231.60   Heard and McDonald Islands Australian Dollar

0.518403 £34,165.00 £61,495.00 £463.20   Holy See (Vatican City State) Euro 0.848248 £22,780.00 £41,000.00 £308.80   Honduras Lempira 0.031562 £17,085.00 £30,750.00 £231.60   Hong Kong Hong

  Kong Dollar 0.100195 £22,780.00 £41,000.00 £308.80   Hungary Forint 0.002158 £17,085.00 £30,750.00 £231.60   Iceland Icelandic Krona 0.00567 £34,165.00 £61,495.00 £463.20   India Indian

Rupee 0.009361 £5,695.00 £10,250.00 £77.20   Indonesia Indonesian  Rupiah 0.000049 £11,390.00 £20,500.00 £154.40   Iran Iranian Rial 0.000025 £11,390.00 £20,500.00 £154.40   Iraq Iraqi Dinar

0.000598 £11,390.00 £20,500.00 £154.40   Ireland Euro 0.848248 £28,470.00 £51,245.00 £386.00   Isle of Man British Pound 1 £28,470.00 £51,245.00 £386.00   Israel New Israeli Shekel 0.210398

£34,165.00 £61,495.00 £463.20   Italy Euro 0.848248 £22,780.00 £41,000.00 £308.80   Jamaica Jamaican Dollar 0.005003 £22,780.00 £41,000.00 £308.80   Japan Yen 0.005171 £22,780.00 £41,000.00

£308.80   Jordan Jordanian Dinar 1.103022 £17,085.00 £30,750.00 £231.60   Kazakhstan Tenge 0.001683 £11,390.00 £20,500.00 £154.40   Kenya Kenya Schilling 0.005749 £11,390.00 £20,500.00

£154.40   Kiribati Australian Dollar 0.518403 £22,780.00 £41,000.00 £308.80   Korea, Democratic People’s Republic of Won Korea Dem. Rep 0.466523 £11,390.00 £20,500.00 £154.40   Korea,

Republic of Won Korea Rep 0.000577 £22,780.00 £41,000.00 £308.80   Kosovo Euro 0.848248 £11,390.00 £20,500.00 £154.40   Kuwait Kuwaiti Dinar 2.54842 £22,780.00 £41,000.00 £308.80   Kyrgyztan

Republic Kyrgyzstan Som 0.008955 £11,390.00 £20,500.00 £154.40   Lao PDR Kip 0.000036 £5,695.00 £10,250.00 £77.20   Latvia Euro 0.848248 £17,085.00 £30,750.00 £231.60   Lebanon Lebanese

Pound 0.000011 £11,390.00 £20,500.00 £154.40   Lesotho Loti 0.042708 £11,390.00 £20,500.00 £154.40   Liberia Liberian Dollar (US Dollar in use) 0.004064 £17,085.00 £30,750.00 £231.60   Libya

Libyan Dinar 0.162243 £11,390.00 £20,500.00 £154.40   Liechtenstein Swiss Franc 0.889996 £28,470.00 £51,245.00 £386.00   Lithuania Euro 0.848248 £17,085.00 £30,750.00 £231.60   Luxembourg

Euro 0.848248 £28,470.00 £51,245.00 £386.00   Macau Patacas 0.097277 £22,780.00 £41,000.00 £308.80   Macedonia (Former Yugoslav Republic) Macedonian Denar 0.013782 £11,390.00 £20,500.00

£154.40   Madagascar Malagasy Ariary 0.000173 £11,390.00 £20,500.00 £154.40   Malawi Malawi Kwacha 0.000455 £11,390.00 £20,500.00 £154.40   Malaysia Ringgit 0.170077 £11,390.00 £20,500.00

£154.40   Maldives Rufiyaa 0.050762 £17,085.00 £30,750.00 £231.60   Mali CFA Franc (BCEAO) 0.001293 £11,390.00 £20,500.00 £154.40   Malta Euro 0.848248 £22,780.00 £41,000.00 £308.80  

Marshall Islands U.S. Dollar 0.782044 £28,470.00 £51,245.00 £386.00   Martinique Euro 0.848248 £22,780.00 £41,000.00 £308.80   Mauritania Ouguiyas 0.019738 £11,390.00 £20,500.00 £154.40  

Mauritius Mauritius Rupee 0.017043 £11,390.00 £20,500.00 £154.40   Mayotte Euro 0.848248 £22,780.00 £41,000.00 £308.80   Mexico Mexican Peso 0.043315 £17,085.00 £30,750.00 £231.60   Moldova

Moldovan Leu 0.044117 £11,390.00 £20,500.00 £154.40   Monaco Euro 0.848248 £28,470.00 £51,245.00 £386.00   Mongolia Tugrik 0.00023 £11,390.00 £20,500.00 £154.40   Montenegro Euro 0.848248

£11,390.00 £20,500.00 £154.40   Montserrat East Caribbean Dollar 0.289452 £28,470.00 £51,245.00 £386.00   Morocco Moroccan Dirham 0.078658 £11,390.00 £20,500.00 £154.40   Mozambique Metical

0.012249 £11,390.00 £20,500.00 £154.40   Myanmar Kyat 0.000373 £5,695.00 £10,250.00 £77.20   Namibia Namibian Dollar 0.042708 £11,390.00 £20,500.00 £154.40   Nauru Australian Dollar 0.518403

£34,165.00 £61,495.00 £463.20   Nepal Nepalese Rupee 0.005848 £11,390.00 £20,500.00 £154.40   Netherlands Euro 0.848248 £28,470.00 £51,245.00 £386.00   New Caledonia CFP Franc 0.007109

£28,470.00 £51,245.00 £386.00   New Zealand New Zealand Dollar 0.476372 £28,470.00 £51,245.00 £386.00   Nicaragua Gold Cordoba 0.021269 £11,390.00 £20,500.00 £154.40   Niger CFA Franc

(BCEAO) 0.001293 £11,390.00 £20,500.00 £154.40   Nigeria Nigerian Naira 0.00055 £11,390.00 £20,500.00 £154.40   Niue New Zealand Dollar 0.476372 £28,470.00 £51,245.00 £386.00   Norfolk

Island Australian Dollar 0.518403 £34,165.00 £61,495.00 £463.20   Northern Mariana Islands U.S. Dollar 0.782044 £34,165.00 £61,495.00 £463.20   Norway Norwegian Krone 0.073267 £28,470.00

£51,245.00 £386.00   Oman Rial Omani 2.031694 £17,085.00 £30,750.00 £231.60   Pakistan Pakistan Rupee 0.002804 £5,695.00 £10,250.00 £77.20   Palau U.S. Dollar 0.782044 £28,470.00 £51,245.00

£386.00   Palestine (Occupied Territory) New Israeli Shekel 0.210398 £17,085.00 £30,750.00 £231.60   Panama Balboas 0.782044 £17,085.00 £30,750.00 £231.60   Papua New Guinea Kina 0.203434

£22,780.00 £41,000.00 £308.80   Paraguay Guarani 0.000104 £11,390.00 £20,500.00 £154.40   Peru New Sol 0.208368 £17,085.00 £30,750.00 £231.60   Philippines Philippine Peso 0.013692

£11,390.00 £20,500.00 £154.40   Pitcairn New Zealand Dollar 0.476372 £28,470.00 £51,245.00 £386.00   Poland Zloty 0.196321 £17,085.00 £30,750.00 £231.60   Portugal Euro 0.848248 £17,085.00

£30,750.00 £231.60   Puerto Rico U.S. Dollar 0.782044 £34,165.00 £61,495.00 £463.20   Qatar Qatar Riyal 0.214855 £22,780.00 £41,000.00 £308.80   Reunion Euro 0.848248 £22,780.00 £41,000.00

£308.80   Romania Romanian Leu 0.170523 £11,390.00 £20,500.00 £154.40   Russian Federation Russian Ruble 0.00853 £11,390.00 £20,500.00 £154.40   Rwanda Rwanda Franc 0.000598 £11,390.00

£20,500.00 £154.40   Saint Helena Saint Helena Pound 1 £28,470.00 £51,245.00 £386.00   Saint Kitts and Nevis East Caribbean Dollar 0.289452 £22,780.00 £41,000.00 £308.80   Saint Lucia East

Caribbean Dollar 0.289452 £17,085.00 £30,750.00 £231.60   Saint Martin (French part) Euro 0.848248 £22,780.00 £41,000.00 £308.80   Saint Pierre and Miquelon Euro 0.848248 £22,780.00

£41,000.00 £308.80   Saint Vincent and Grenadines East Caribbean Dollar 0.289452 £17,085.00 £30,750.00 £231.60   Saint-Barthelemy Euro 0.848248 £22,780.00 £41,000.00 £308.80   Samoa Tala

0.285111 £22,780.00 £41,000.00 £308.80   San Marino Euro 0.848248 £28,470.00 £51,245.00 £386.00   Sao Tome and Principe Dobras 0.000035 £17,085.00 £30,750.00 £231.60   Saudi Arabia Saudi

Riyal 0.208551 £17,085.00 £30,750.00 £231.60   Senegal CFA Franc (BEAC) 0.001293 £11,390.00 £20,500.00 £154.40   Serbia Serbian Dinar 0.007243 £11,390.00 £20,500.00 £154.40   Seychelles

Seychelles Rupee 0.057161 £17,085.00 £30,750.00 £231.60   Sierra Leone Leone 0.000063 £5,695.00 £10,250.00 £77.20   Singapore Singapore Dollar 0.58548 £22,780.00 £41,000.00 £308.80   Sint

Maarten (Dutch part) Antilles Guilder 0.437573 £28,470.00 £51,245.00 £386.00   Slovakia Euro 0.848248 £17,085.00 £30,750.00 £231.60   Slovenia Euro 0.848248 £22,780.00 £41,000.00 £308.80  

Solomon Islands Solomon  Islands Dollar 0.09383 £22,780.00 £41,000.00 £308.80   Somalia Somali Shilling 0.001371 £11,390.00 £20,500.00 £154.40   South Africa Rand 0.042708 £11,390.00

£20,500.00 £154.40   South Georgia and the South Sandwich Islands British Pound 1 £28,470.00 £51,245.00 £386.00   South Sudan Sudanese Pound 0.001306 £11,390.00 £20,500.00 £154.40   Spain

Euro 0.848248 £22,780.00 £41,000.00 £308.80   Sri Lanka Sri Lankan Rupee 0.002563 £11,390.00 £20,500.00 £154.40   Sudan Sudanese Pound 0.001306 £22,780.00 £41,000.00 £308.80   Suriname

Surinam Dollar 0.023439 £11,390.00 £20,500.00 £154.40   Svalbard and Jan Mayen Islands Norwegian Krone 0.073267 £28,470.00 £51,245.00 £386.00   Swaziland Lilangeni 0.042708 £11,390.00

£20,500.00 £154.40   Sweden Swedish Krona 0.074389 £28,470.00 £51,245.00 £386.00   Switzerland Swiss Franc 0.889996 £34,165.00 £61,495.00 £463.20   Syria Syrian Pound 0.00399 £5,695.00

£10,250.00 £77.20   Taiwan Taiwan Dollar 0.024403 £28,470.00 £51,245.00 £386.00   Tajikistan Somoni 0.12336 £5,695.00 £10,250.00 £77.20   Thailand Thai Baht 0.022122 £11,390.00 £20,500.00

£154.40   Timor-Leste U.S. Dollar 0.782044 £11,390.00 £20,500.00 £154.40   Togo CFA Franc (BEAC) 0.001293 £11,390.00 £20,500.00 £154.40   Tokelau New Zealand Dollar 0.476372 £28,470.00

£51,245.00 £386.00   Tonga Pa’anga 0.330666 £22,780.00 £41,000.00 £308.80   Trinidad and Tobago Trinidad & Tobago Dollar 0.115287 £17,085.00 £30,750.00 £231.60   Tunisia Tunisian Dinar

0.251724 £11,390.00 £20,500.00 £154.40   Turkey Turkish New Lira 0.024065 £11,390.00 £20,500.00 £154.40   Turkmenistan Turkmenistan New Manat 0.223599 £11,390.00 £20,500.00 £154.40   Turks

and Caicos Islands U.S. Dollar 0.782044 £39,860.00 £71,745.00 £540.40   Tuvalu Australian Dollar 0.518403 £34,165.00 £61,495.00 £463.20   Uganda Ugandan New Shilling 0.000208 £11,390.00

£20,500.00 £154.40   Ukraine Hryvnia 0.019541 £11,390.00 £20,500.00 £154.40   United Arab Emirates U.A.E. Dirham 0.212952 £22,780.00 £41,000.00 £308.80   United Kingdom British Pound 1

£28,470.00 £51,245.00 £386.00   United republic of Tanzania Tanzanian Shilling 0.000298 £11,390.00 £20,500.00 £154.40   United States of America U.S. Dollar 0.782044 £34,165.00 £61,495.00

£463.20   Uruguay Uruguayan Peso 0.019606 £22,780.00 £41,000.00 £308.80   Uzbekistan Uzbekistan Sum 0.000062 £11,390.00 £20,500.00 £154.40   Vanuatu Vatu 0.006529 £34,165.00 £61,495.00

£463.20   Venezuela Bolivar Fuerte 0.01443 £17,085.00 £30,750.00 £231.60   Vietnam Dong 0.000031 £11,390.00 £20,500.00 £154.40   Virgin Islands (British) U.S. Dollar 0.782044 £28,470.00

£51,245.00 £386.00   Virgin Islands (US) U.S. Dollar 0.782044 £34,165.00 £61,495.00 £463.20   Wallis and Futuna Islands CFP Franc 0.007109 £11,390.00 £20,500.00 £154.40   Western Sahara

Moroccan Dirham 0.078658 £11,390.00 £20,500.00 £154.40   Yemen Yemeni Rial 0.003124 £11,390.00 £20,500.00 £154.40   Zambia Zambian Kwacha 0.03029 £11,390.00 £20,500.00 £154.40   Zimbabwe

Zimbabwean Gold 0.030848 £11,390.00 £20,500.00 £154.40   Back to top