PNB to launch programme offering tailored financial solutions for MSMEs

Punjab National Bank (PNB) will on Tuesday launch its comprehensive Monthly MSME Outreach Programme, a nationwide strategic initiative to reach out to MSME customers across the country to

offer tailored financial solutions.

The programme will bring a wide range of specialised lending solutions under one platform, providing accessibility to essential financial products with attractive interest rates and

streamlined documentation requirements.

"MSMEs play a crucial role in our country's economic development, contributing significantly to employment generation, industrial output, and exports. Our Monthly MSME Outreach Programme

aims to bridge the gap between MSMEs and formal banking systems, making financial services more accessible at the grassroots level," said Ashok Chandra, MD & CEO, PNB.

MSMEs can benefit from a variety of exclusive offerings: 

• PNB GST Express: Instant eligibility checks with in-principle sanctions for cash flow-based schemes.

• PNB Trade Growth: Customised financial solutions to support traders, with simplified assessment based on GST return/Credit summation in the account with no requirement of financial papers

and Stock Statement.

• Digi MSME Loans: Instant offer letters available through dedicated digital zones at all outreach locations.

• PNB Export Express: Financial support for MSMEs expanding their exports, with loan amounts ranging from ₹10 lakhs to ₹50 crores.

The programme offers on-the-spot consultations, instant eligibility checks and in principle sanction to eligible customers. All MSME customers, particularly micro-entrepreneurs, can also

avail PM Vishwakarma, PM SVANidhi, Mudra loan and other business loans (GST Express, GST Sahay, PABL) through our digital channels without visiting the bank.

Customers can also explore these exclusive offerings by visiting their nearest PNB branch, accessing the PNB ONE App, or contacting the bank's dedicated helplines.