What’s on my Social Security statement?

AARP (The Voorhes, ssa.gov, Getty Images) Facebook Twitter LinkedIn In this story Accessing your statement • What’s on your statement • History of statement • Keep in mind

Your Social Security statement is a one-stop shop for key information about your earnings history and benefits.

The two-page personalized report gives you an illustrated, segmented breakdown of what you’ve paid in Social Security taxes. It also lays out what you can expect to receive in the future, or

if you already get a monthly payment, how your benefits have been calculated. ​

​About 92.5 million people can access their statement any time online via their My Social Security account, according to the Social Security Administration (SSA).

In the federal fiscal year that ended Sept. 30, 2024, paper copies were mailed automatically to about 14 million people age 60 and older who don’t receive benefits and don’t have My Social

Security accounts. If you’re in that group, expect your statement in the mail three months before your birthday.

​If you aren’t receiving benefits already, the first page has estimates for retirement, disability and survivor benefits in a bar chart and a set of gray boxes with red titles.

The prominently featured bar chart shows your projected monthly retirement benefits, based on past and current income, if you file at any age from 62 to 70. The statement also estimates your

disability benefit if you are unable to work for an extended period and what your spouse and children could receive if you die.

The second page includes a table laying out your lifetime earnings that were subject to Social Security and Medicare taxes, an accounting of how much you’ve paid in those taxes, and bullet

points on benefit calculations and eligibility.

If you’re getting benefits, no bar chart with projections is included. But the statement provides information on how benefits are calculated, plus your personalized table showing your

lifetime earnings and a breakdown of taxes paid.